Fintech core engines, digital platforms, and specialized tools. Click any module for architecture details.
11+
Systems
80%
Fintech
20%
Platforms
LOS & LMS Architectures (7 modules)
Multi-channel applicant registration & pre-screening engine
Auto-save form state with client-side pre-fill
AI-powered biometric identity validation & liveness detection
Automated OCR pipeline with liveness validation
Rule-based & AI credit scoring, risk assessment workflow
Automated 70%+ of standard retail loan decisioning
PSrE-certified cryptographic digital document signing
100% paperless closing with instant contract issuance
Automated real-time multi-bank & e-wallet fund release
Average fund release in < 15 seconds after contract signing
Automated repayment scheduling, billing & virtual accounts
Improved Day-1 on-time repayment rate by 22%
Automated general ledger, reconciliation & regulatory reporting
Zero-discrepancy daily settlement across multi-billion IDR volume
Specialized Ecosystems (4 platforms)